Types of Loans
|
Signature |
Share
Secured |
New
Auto Loans |
Used
Auto Loans |
Small
Appliances |
| New
Boats |
Used
Boats |
| Tractor-Trailors |
Insurance
Loans |
Motor
Cycles |
R.V.’s
|
Tractors |
Furniture |
Real
Estate
(1st Liens Only) |
Home
Improvements
(1st Liens Only)
|
Household
|
Christmas
Loans |
Vacation
Loans |
Motor
Homes |
Alternative
Payday loan program |
|
|
Additional
Services Include:
- Saving Programs
- ATM Cards
- Loan Programs
Everyone has expenses and if yours
are piling up and you can use extra cash, call or
stop in. give us a short time to complete the details
and, upon approval, the money will be ready for
your use.
Remember,
even if you have a balance due on your present loan,
you still may be eligible for extra cash
Signature Loans |
| 16% (up to 60 months) |
Shared Secured Loans |
5.75% APR |
Insurance Loans |
Requiring Titles |
12 Months |
Interest Rate (same
as auto loan plus) |
2% |
Automibile
not financed by the Credit Union same
as signature loan if not fully secured
by shares |
If
automobile financed by the Credit Union
check must be made payable to the insurance
company. |
|
Real Estate Loans |
First Liens Only |
8.50% (up to 15 years) |
|
Furniture Loans |
up to 36 months |
12.00% |
37 to 42 months |
14.00% |
43 to 48 months |
16.00% |
| No
furniture loans over 48 months without
additional collateral. Furniture loans
less 0.50% if beacon score over 680. |
|
New Motor Vehicles Ohter Than Cars/Trucks
Motorcycles, Boats, RVs, Trailers, Tractors |
Financing: |
| 100%
financing |
7.95% |
| 90% financing |
6.95% |
| 80% financing |
5.95% |
|
| Calbulations: |
37 to 42 months |
add 0.50% |
42 to 48 months |
add 1.00% |
48 to 60 months |
add 1.50% |
|
|
|
